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Adelaide Rix's avatar

Thanks for this...it was helpful. I had just looked recently at long-term travel insurance for 2026 and was wondering how that differed from a straight up health insurance policy. I am starting my own "question" list now. Paperwork is a nightmare and the rules do indeed seem to be the biggest obstacles...and I thought love would solve the problems...lol.

Benjamin Hies's avatar

The lines between travel insurance and health insurance can get fuzzy. Travel insurance (usually) is for short-term trips and emergencies. Health insurance is for actually living somewhere long-term. If you're planning to stay abroad indefinitely, health insurance is what you want.