Digital Citizen

Digital Citizen

The Top 5 Visas That Need No Degree Job or Investment

These visas offer the cleanest break for a new life abroad.

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Benjamin Hies
Jun 17, 2025
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Welcome to Digital Citizen 👋

After building businesses across multiple countries, one thing became clear. Success is not tied to one system, one location, or one way of thinking.

In today’s world, you can design life on your terms. Globally, intelligently, and with intention.

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The Easy Way In

Most visa programs come with strings attached. They ask for proof of employment, a university degree, minimum income thresholds, or significant financial investment. For many, these requirements create an unnecessary barrier to mobility.

But not every country plays by those rules.

In this post, you will find five legal visa or stay options that require none of the usual credentials. No job offer. No academic background. No income verification. No business investment.

These are some of the simplest and most accessible ways to live abroad, especially if you are looking for a fresh start without paperwork hurdles.

Let’s take a closer look at each option.


What Counts

To make this list, each visa or legal stay option had to meet a strict set of criteria. The goal was to filter out anything that creates unnecessary barriers to entry.

Every option below meets all of the following conditions:

  • No university degree required

  • No job offer or employment contract needed

  • No income verification or financial minimums

  • No large investment, property purchase, or business setup required

  • Legal stay of at least six months, with the option to extend or convert

This means we excluded most digital nomad visas, retirement visas, and startup programs, even if they seem accessible at first glance. If a program asks for proof of income, employer letters, or capital deposits, it is not included here.

What remains is a shortlist of the most accessible, low-barrier paths to living abroad in 2025.


The 5 Visas

The following countries offer some of the most accessible legal pathways to living abroad, without requiring credentials, income, or capital. Each option is part of an official policy or lightly regulated long-stay route that has worked for thousands of foreigners (and not a grey-zone option or loophole).

If you are looking to stay for more than a few months without dealing with complex paperwork, here are five places to start.

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