What Americans Get Wrong About Moving to Uruguay

I sat down with a Uruguay immigration attorney and asked him everything I wanted to know

Last week, I sat down with an immigration attorney who’s been helping Americans relocate to Uruguay for years, and he walked me through how it actually works.

One of the common mistakes he sees?

Americans idealizing Uruguay without thinking through the logistics.

• Taxes.

• Banking.

• Healthcare.

• Where to live.

In this interview, we cover:

• The difference between legal residency and tax residency (and why it matters)

• The 11-year tax holiday and what changed in December 2025

• Where expats actually live (Montevideo vs Punta del Este)

• Cost of living reality (hint: not typical LATAM prices)

• How banking and real estate work for foreigners

• Healthcare options from public to private

• How to prove income for residency

If you are between 50+ and want to emigrate within the next 0-5 years, and don’t want to navigate healthcare, banking, visas, taxes and country selection by yourself, reply to this mail with “RETIRE”.

You’ll get a private invite to the “Retire Abroad Priority List” with some of my best tactics for retiring abroad.